Copperhead
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Okay I'll ask him again. So you are telling me that it is NOT something that is going to become required for processing credit cards? Tom has said it's already required by Discover, and one B&B owner has confirmed it is asked for. But he just hits "return" and the machine asks if it is illegible and he hits return again and it proceeds.What Tom is saying is that all the reservation systems were designed years ago when none of this was required. The day is coming when they will all have to be redesigned when this will become required.We have our processing through Tom, and our program does not require us to enter the code, ever. Occasionally I am asked for the zip code but even that is rare. If I choose 'card not present' I am not asked any other information, but I'm sure I am charged the higher rate at that point.Mary, if you don't mind my asking, who is your processor? So many people recommend Tom that I wonder what they all are doing about this...Ditto ,same as Morticia....not required here..Mary in BridgewaterWe are not required to collect that code in order to run the card. You might look at a processor that does not require it.
Or, challenge your processor to make it so that you don't need the code. If you cannot store it, they should not require you get it..
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RIki
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.I think so - and it could be because we have a newer processor. I think one older one we have for the one business requires it and the other older one for the other business does not. Someone else said they bypass it by just hitting "return" and it goes through. Others say the just put in any three numbers and it goes through.muirford said:We have our processing through Tom, and our program does not require us to enter the code, ever. Occasionally I am asked for the zip code but even that is rare. If I choose 'card not present' I am not asked any other information, but I'm sure I am charged the higher rate at that point.
What Tom is saying is that all the reservation systems were designed years ago when none of this was required. The day is coming when they will all have to be redesigned when this will become required.
They are getting by right now by saying it's illegal to collect and store which is true. But it's not illegal to collect only to use for processing.
So, I have to figure out if I'm going to bite the bullet now or later. It may depend if we get the loan to build the wing this year.That would make it a no-brainer. Do the change now.
I'm lucky I've been getting by with one free system for the tours for 7 years and Webervations for the B&B for 2. Resnex is actually not expensive for taking the two. It's just that I'm trying to keep my expenses DOWN right now.
RIki
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That's not quite right. At first, none of them collected CV numbers.Then the terminals started asking for CV numbers, so gradually all the systems started collecting the data. Then it became illegal to store and not required by the terminal, so now they are all gradually stopping.
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So I was assuming that it was true that the cards are going to gradually start requiring it since Discover has. I have noticed when I order things online I have to give it out to the merchants...
And as I said before, there is a way to do this in my situation if anyone else needs to know - just will say privately
Riki
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Riki, if you are purchasing online and they ask for the code, they are processing your payment right THEN, I think that that is what John was referring to with their online payment processing you can use through Webervations. It will ask for the number but it only uses it as it verifies and pocesses the payment, there is no storing of that number in the system.egoodell said:Okay I'll ask him again. So you are telling me that it is NOT something that is going to become required for processing credit cards? Tom has said it's already required by Discover, and one B&B owner has confirmed it is asked for. But he just hits "return" and the machine asks if it is illegible and he hits return again and it proceeds.
So I was assuming that it was true that the cards are going to gradually start requiring it since Discover has. I have noticed when I order things online I have to give it out to the merchants...
And as I said before, there is a way to do this in my situation if anyone else needs to know - just will say privately
Riki
I know when I signed MY yearly PCI compliance ins. agreement with my merchant service, I had to agree that I was not storing the CV code as well as all the other bells and whistles. If I did not pay for the compliance ins. or it's terms, I would be charged a monthly NON compliance fee. I remember this being a hot topic here about a year - to year and a half ago.